MoneySmart Investment Group
Privacy Policy

Last Updated : 2024.02.19

This Privacy Policy describes how we collect, use, and disclose personal information when you use our website, products, and services.

 

  1. Collection of Personal Information

    2. We collect personal information directly from you or from third parties, such as service providers, business partners, and publicly available sources, without limitation. The types of personal information we may collect include :

    • Contact information (e.g., name, email address, phone number)
    • Financial information (e.g., bank account details, investment preferences)
    • Identity verification information (e.g., government-issued ID, passport)
    • Transaction information (e.g., investment history, account activity)
    • Technical information (e.g., IP address, browser type, device identifiers)

     

  2. Use of Personal Information

    3. We use personal information for the following purposes, without limitation :

    • Providing and improving our products and services
    • Processing transactions and managing investments
    • Communicating with you about your account and updates
    • Personalizing your experience and marketing our products and services
    • Complying with legal and regulatory requirements

     

  3. Disclosure of Personal Information

    4. We may disclose personal information to third parties for the following purposes, without limitation :

    • Service providers: We may share personal information with service providers who assist us in operating our business, such as payment processors, IT support providers, and marketing agencies.
    • Business partners: We may share personal information with business partners for joint marketing efforts or to offer co-branded products and services.
    • Legal requirements: We may disclose personal information in response to lawful requests by public authorities, including to meet national security or law enforcement requirements.

     

  4. International Transfers of Personal Information

    5. Your personal information may be transferred to and processed in countries other than your own, including Indonesia and other jurisdictions where we operate. We take steps to ensure that any international transfers comply with applicable data protection laws and that adequate safeguards are in place to protect your personal information.

     

  5. Data Retention

    6. We retain personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. We may also retain and use personal information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

     

  6. Your Rights and Choices

    7. You may have certain rights and choices regarding your personal information, including, without limitation :

    • Access : You may request access to the personal information we hold about you and request that we correct, update, or delete it.
    • Opt-out : You may opt out of receiving marketing communications from us by following the instructions provided in the communications.

     

  7. Security

    8. We take reasonable measures to protect personal information from loss, misuse, unauthorized access, disclosure, alteration, and destruction. However, no method of transmission over the internet or electronic storage is completely secure, so we cannot guarantee absolute security.

     

  8. Children's Privacy

    9. Our website and services are not directed to children under the age of 18, and we do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without parental consent, we will take steps to delete it.

     

  9. Contact Us

    10. If you have any questions or concerns about our Privacy Policy or our handling of your personal information, please contact the Director Personnally or with the contact us link.

 

Changes to this Privacy Policy

We may update this Privacy Policy from time to time by posting a new version on our website. We will notify you of any material changes by email or through a notice on our website.

 

Effective Date

This Privacy Policy is effective as of 2024.02.19